For example, consider that Lu Qi has conquered Fashuang Mountain. The land is now his, yet he is as poor as a church mouse and only has his dog. What can he do? He can apply for a construction loan from the sect, and the Finance Institute will coordinate with him, approving his development and construction plan for Fashuang Mountain. Of course, the main planning is done by the sect itself, which then issues internal sect bonds.
Li Fan, in his capacity as the head of the Railway Institute, can take the Institute's bonds to exchange for these construction bonds, without needing to care about the specifics anymore.
Thus, Lu Qi can directly get the railway bonds and acquire the funds from the Railway Construction Bank.
Of course, Lu Qi must use Fashuang Mountain, which the sect awarded him, as collateral. If you receive construction funds and do not follow the plan—if instead, you squander it irresponsibly and then default on the repayment—Fashuang Mountain will surely be taken back.
